Annette C. Clark, Partner


Annette Clark is a partner with CTSC.  Her practice encompasses many areas including personal injury, employment litigation and consultation, business, bad faith, class action, general liability, premises liability, and declaratory judgment actions.

In addition to litigation, Annette handles a wide variety of insurance coverage matters including offering coverage opinions and advice to both insurance carriers and institutional clients, and handling uninsured motorist arbitrations on behalf of both insureds and carriers. Annette has helped many clients obtain insurance benefits which were originally denied by the carrier under both commercial and personal insurance policies and has obtained summary judgment for insurers accused of bad faith for denying coverage.

Annette has successfully litigated cases through jury and bench trials in both state and federal court, in private arbitration and has handled declaratory judgment actions on behalf of both insureds and insurers.

Before switching careers to become an attorney, Annette worked for 14 years in insurance management where she gained extensive experience and knowledge in the areas of general insurance industry, claims handling and underwriting practices.

B.A. San Diego State University, Journalism; J.D. University of San Diego School of Law
California State Bar, California Southern District Court, California Central District Court
Obtained Judgment in arbitration against Singapore company for stealing client's intellectual property and breaching contract.

Obtained Class Certification for a class of primary care physicians who had been penalized for joining multiple IPA's, in violation of California Health and Safety Code. Settled case for average settlement of $12,000 per class member.

Obtained $1.1 million settlement for 13-year-old girl hit by church van on camping trip.

Obtained $300,000 settlement for woman knocked off bike by dog and $100,000 for her bystander husband.

Obtained $250,000 settlement for woman hit by auto while jogging.

Obtained Summary Judgment for Insurer accused of bad faith for denying a defense.

January 2016, Sterling Education Service, Inc.:  Personal Injury Law: From Start to Finish

March, 2016; DRI Insurance Coverage and Claims Institute: Bet the Bank Litigation, Class Actions from the Insurer's Perspective

June, 2017; Sterling Education Service, Inc.: Personal Injury from A to Z

June, 2017; LawPro CLE:     Handling Your First Class Action

January, 2018; Lawline:  Ethical Challenges in a California PI Case

San Diego County Bar Association; Louis M. Welsh American Inn of Court; Defense Research Institute: Insurance Law and Women in the Law Subcommittees